The pros and cons of moving insurance

Moving insurance between two people.

There is always a chance that something goes wrong in the process of moving. This is why moving insurance exists. However, is moving insurance all that good and necessary? Well, it depends on several factors like distance, weight, and value of your stuff. Also, it depends on the reliability of your chosen moving company. So, what are the pros and cons of moving insurance? Should you insure your stuff at all? Those are the questions we are going to answer in this article, so, without further ado, let’s begin!

The pros of moving insurance

Having insurance for your relocation is always a good thing. There are a bunch of things that can go wrong, and depending on your insurance policy, you can cover many of the potential problems. Here are some pros of having moving insurance.

Umbrellas symbolically representing moving insurance.
Are you really safer if you have insurance?

You will feel safer

If you have insurance, you will feel safer. It is as simple as that. You won’t have to bite your nails and think about every hole in the road from your location to your chosen location. You’ll know that your belongings are safe, and you’ll have nothing to lose. Of course, there are a bunch of insurance policies, and many of them do not cover all of the potential damages. But, anyway it is better for your moving stress to have insurance.

You will be compensated if something goes wrong

This one is a no-brainer. You will be compensated if something goes wrong which is included in the insurance policy. Thousands of relocations happen every day, and there is always a chance that your relocation will go wrong. People always think – that won’t happen to me, but when it does, they always regret not having insurance. So, pick your insurance policy, and secure your belongings.

The cons of moving insurance

Like with everything in this world, there are good sides and there are bad sides to the story. Let’s explore some of the cons of having moving insurance.

There are too many choices

There are simply too many insurance policies. The question is which one to pick? Well, it depends on a lot of factors, like the weight of your belongings, distance from point A to point B, and the reliability of your chosen movers. But at the end of the day, the choice is yours, and people are not always certain which insurance policy should they pick. For example, you’ll need insurance for things like wine cellar, special items, and so on.

It can be quite expensive

Moving insurance requires money.
Moving insurance can be quite expensive.

Some insurance policies can be as expensive as a long-distance relocation. You’ll have to pay a lot of money if you want all of your belongings to be safe. However, if you choose an insurance policy that is cheaper, you’ll not be able to cover all of your potential expenses. This is why you have to choose between two extremes – taking an expensive insurance policy versus taking a less expensive one.

All you need to know about fire safety in your new home

Fire alarm sign.

The safety of your house is always in the first place, especially if you just moved into a new house with kids or pets. What to do after moving and how to make sure your house is ready for moving in? Check or install fire safety in your new home – but before that, you should know what it includes and how to protect yourself, your family, and your house. Better be safe than sorry and you should not play with your life.

Unfortunately, fires are not rare. In 2017, only in the USA, there were around 379,000 residential fires. But the goods news is that deaths are more than 50% lower than before 50 years. Of course, people are important, not statistic, but you should be aware of fires and always take care of your home. If you are moving into a newly built home, risks are smaller because older houses do not have safety systems in most cases.

Firefighting.
To prevent your new home from fire, make some steps after moving and avoid the worst scenario

A kitchen is a place in the house where most fires start, especially on Thanksgiving Day and Christmas. Stay safe in the kitchen and don’t forget to turn off the stove or cooktop and never leave cooking food unattended. Also, choose clothes that are not loose and long, and avoid wearing dangling jewelry.

Setting fire safety in your new home.
Install appropriate equipment for preventing fire

How to add fire safety in your new home?

What can you do in your new home to protect yourself and your family from the fire? What steps to take? Immediately after moving, this should be your number one task to take care of.

  • Install smoke detectors – they provide an early warning so you will have time to escape in case of fire. Also, besides installing it, you must change batteries and check detectors every month. Consider installing smoke detectors that detect carbon monoxide too.
  • Install Fire Extinguishers & Fire Laddershave a fire extinguisher on every level of your home, just in case. Especially in the kitchen. If you have kids, make sure they can reach it too. If you live in a multiple-story home, buy fire ladders.
  • Create a fire escape plan – in case of fire, know how to escape the room and practice escaping. It is one of the fire safety in your new home to apply.
  • Be careful during holidays – winter holidays are riskier, so be extra careful. As we mentioned before, Thanksgiving is the day with the biggest number of fire in homes and a day before Thanksgiving. If moving with dogs, organize who will watch them while you are cooking and having guests.
  • Teach your children about fire safety – if you have kids, teach them what to di in case of fire and how to escape and to deal with the fire. Practice “stop, drop, and roll”, learn them not to hide and to call 911.

Get insurance for your new home and check your insurance coverage. Besides fire safety in your new home, home insurance is also a thing to check, and what is your coverage (financially) in case of fire.

Tips for moving medical equipment

Moving medical equipment is expensive.

Moving is no easy business. You have to think about a lot of things. You have to prepare and organize your move properly, you have to pack your stuff, you have to call a moving and storage company, and so on. But when it comes to packing, rarely who thinks about moving medical equipment. You have to be extra careful when moving medical equipment since some of the equipment can easily break, and some containers can contain dangerous liquids that you don’t want to spill. So how can you move your medical equipment safely to your new chosen destination? Let’s find out!

You have to be extra careful when packing

When moving medical devices and equipment, you have to pay special attention to how you are going to pack them. Some of your medical equipment can be quite dangerous, so you better pack it properly.

Moving medical equipment out of hospital.
Moving medical equipment is not easy and any damage can be expensive.

You have to understand the specifics of your medical equipment

Not all medical equipment is the same, and when you want to move your medical equipment you have to understand that you are not moving ordinary stuff. You have to hire a moving company that is specialized in moving medical equipment since it would be dangerous to let any company move it. Also, you have to start organizing your move early. You have to take into account two factors when moving medical equipment, especially if it is about medical machines. This is especially important if you have kids or you are a senior.

The first factor is the vibration of the vehicle, and how much can your equipment take. It would be best if you can get in touch with a moving company that specializes in moving medical equipment. They will evaluate the minimum requirements when it comes to moving specific equipment. Usually, they’ll understand that some equipment is more sensitive, but it doesn’t hurt to tell them to pay special attention to a certain piece of equipment.

Also, you need to take into account the possible contamination. You have to take all measures to protect your equipment from contamination. Sure, not all equipment should be protected too much, but some equipment should be protected from any kind of contamination. This is why you need to follow the guidelines of how to pack properly that specific kind of equipment.

You need to get insurance on your medical equipment

Medical equipment can be extremely expensive and valuable. And you can easily damage your property when moving out. This is why you need to get proper insurance for your medical equipment. A small medical practice can get bankrupt if an X-ray machine gets broken.

Hand throwing medical equipment.
Don’t play around with your medical equipment. Get an insurance!

Also, usually, movers will ask of you to tag everything more expensive than five thousand dollars. And again, usually, your truckload will be covered for free if your stuff doesn’t get over three hundred thousand dollars. But medical equipment can be more expensive than that. This is why you need to get proper insurance for your medical equipment.

Hiring specialty movers in Tennessee 101

The streets of Nashville you will see often when you get down on hiring specialty movers in Tennessee.

If you are thinking about moving to Tennessee, you probably have beautiful nature, rich culture and low cost living in mind.  Generally, the first thing you can think of is vibrant cities like Nashville or Memphis. Or, maybe a peaceful and quiet scenery in the Appalachian mountains. No matter what your preferences are, there is a couple of things you need to deal with first. Normally, moving would be one of those things. It’s not easy, however, it doesn’t have to be that hard. But, chances are, you will need to worry about hiring specialty movers in Tennessee if you are bringing some of your instruments with you. Read More …